relo

United Kingdom

Moving to London

London combines global finance, the world's densest cluster of international schools and a four-year tax window for new arrivals. The move turns on schools, leasehold property and timing the move against the tax year.

Country
United Kingdom
Tax
Four-year foreign income and gains regime for new arrivals; SDLT surcharges on purchase.
Areas we cover
10
Top-ranked area
Richmond

Sequencing your move

Start with schools and the visa, both of which run on fixed calendars. Then time your arrival against the UK tax year, which starts on 6 April.

Rent first. The leasehold system and stamp duty make a rushed purchase costly.

Tax and residency

The UK replaced non-dom status in April 2025 with a four-year foreign income and gains regime for new arrivals: for your first four tax years of residence, foreign income and gains are generally not taxed in the UK. After that, worldwide income is.

UK income tax tops out at 45%. Inheritance tax now follows long-term residence rather than domicile.

Visas and immigration

Common routes are the Skilled Worker visa, the Global Talent visa for leaders in their field, and the Innovator Founder visa. Irish citizens move freely, and EU citizens who arrived after 2020 need a visa.

Buying or renting

Most flats and some houses are leasehold. Check the lease length, ground rent and service charges as carefully as the property itself.

Stamp Duty Land Tax is steep at the top end, with a 5% surcharge on additional homes and a further 2% for non-resident buyers.

Schools

Independent schools, including St Paul's, Westminster, Godolphin and Latymer, and the city's international schools, admit through tests a year or more ahead. The American School in London, the Lycée Français and the German School serve international families.

Ofsted and the ISI publish inspection reports for every school.

Healthcare

The NHS covers residents once the immigration health surcharge is paid with the visa. Most relocating families add private medical insurance for speed of access.

Banking and money

A UK bank account needs proof of address, which needs a lease, which needs a bank account. Open one through your employer's bank or a private bank before arriving to break the loop.

Best areas in London

Ranked for families, founders, principals and tax. Each guide has prices, schools, safety and trade-offs.

  1. #1RichmondRiverside town, Richmond Park, London's safest borough
  2. #2BelgraviaStucco squares, embassies, ultra-prime discretion
  3. #3ChelseaGarden squares, King's Road, the river
  4. #4St John's WoodDetached villas, Regent's Park, the American School
  5. #5Kensington and Holland ParkGarden squares, museums, London's family heartland
All 10 London areas

Written by the relo team, 20 October 2026. General information, not advice: tax thresholds and visa rules change, so check anything you plan to act on.

Plan your move to London.

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